Welcome to our Terms of Use. This information is important and affects your legitimate rights. We invite you to take some time to read through it, and hope it helps inform your experience with Future Stock OÜ.

We may say at the outset that this is not a “how to make million” application. There are no sure and easy paths to riches on Wall Street or anywhere else.


Terms of Use

Welcome to our Terms of Use. This information is important and affects your legitimate rights. We invite you to take some time to read through it, and hope it helps inform your experience with Future Stock OÜ. We may say at the outset that this is not a “how to make million” application. There are no sure and easy paths to riches on Wall Street or anywhere else. Terms of Use These Terms of Use (“Terms”) apply to your access and use of the futurestock.de site and the Future Stock mobile application (the “Service”, “Services”) of a company registered in the Republic of Estonia, Future Stock OÜ (“we”, “us” or “our”), with the registry code 14399661.

Please read these Terms carefully before using our Services. Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Services.

By downloading, accessing and/or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our Service.

Modifications to Terms of Use
Future Stock OÜ reserves the right, without notice and at its sole discretion, to modify any portion of these Terms of Use, including our Privacy Policy. Users should continue to review these Terms of Use, including Privacy Policy whenever accessing or using our application. Your continued use of the Service will confirm your acceptance of the revised Terms. If you do not agree to the amended Terms, please refrain from using the Service and delete our mobile application.

Legal Disclaimer
The information, content, graphics, interactive features, trademarks, service marks, text, sounds, animations, images, buttons, logos and the like (“Content”) found on www.futurestock.de and/or in the Future Stock mobile application that we produce is NOT investment, trading, legal, or tax advice, and none of the information available through our Service is intended to provide tax, legal, investment or trading advice. Nothing provided through our Services constitutes a solicitation of the purchase or sale of securities/futures. The data and information presented in our Service is believed to be accurate but should not be relied upon by the user for any purpose. Any and all liability for the Content or any omissions from our Service, including any inaccuracies, errors, or misstatements in such data or information is expressly disclaimed. You should consult an experienced attorney, tax professional or financial advisor concerning your specific situation.

Service
Future Stock simulates the trading with stocks using near real-time stock data. Data provided for free by IEX https://iextrading.com/api-exhibit-a. That is used for US stock data (including depositary receipts). With your first usage you get a portfolio and an amount of virtual money which allows you to buy and sell stocks. You cannot earn real money when playing Future Stock. We also provide fundamental information within our Content about investment (e.g. definitions, formulas, history) and links to third party web sites or services (e.g. news).

You can find additional information about the functionalities of the mobile app at our website: www.futurestock.de.

Account Creation
To use the mobile application, you need to have an account. Your account will be created automatically after you started the app for the first time. For Android users we use Google login in order to sync your game data across your devices.

Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

Costs
Download, access and/or usage of our Services is for free. To finance our Services, we show ads in our mobile application from third-party ad serving companies and provide several in-app purchase features to extend the functionality of the mobile application.

Who can use the Future Stock OÜ Services?
You must be at least 13 to use the Services. No individual under these age limits may use the Services, provide any personal information to Future Stock OÜ, or otherwise submit personal information through the Services (e.g., a name, address, telephone number, or email address).

License Agreement
This License Agreement is between you and Future Stock OÜ and governs your use of our Service made available on smartphones and other electronic devices.

We grant you a limited, non-exclusive, non-transferable and revocable license to use our Service for your personal, non-commercial purposes. You may only use our mobile application on a device that you own or control and that is permitted by any applicable usage rules applied by your device’s manufacturer or by the marketplace at which we have made the mobile application available. The terms of this license will also govern any upgrades provided by us that replace and/or supplement the original mobile application, unless such upgrade is accompanied by a separate license, in which case the terms of that license will govern.

However, unless we expressly state otherwise, your right to use the Service does not include:

•Using our app on any mobile device that you do not own or control
•Publicly performing or publicly displaying the Service without our allowance
•Modifying or otherwise making any derivative uses of the Service or any portion thereof
•Downloading (other than page caching) of any portion of the Service or any information contained therein
•Reverse engineering, decompiling or access to the Service in order to build a competitive product or service
•Using the Service other than for its intended purposes

Intellectual Property Rights
The Service and its original Content, features and functionality are, and will remain, the exclusive property of Future Stock OÜ, its subsidiaries and its licensors. The Service is protected by copyright, trademark, and other laws of both the Republic of Estonia and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Future Stock OÜ.

Indemnification
You agree to defend, indemnify and hold harmless Future Stock OÜ, its subsidiaries and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and/or access of the Service, by you or any person using your account and password, or b) a breach of these Terms.

Warranty
We provide our website and mobile app “as is,” without warranty of any kind, express or implied, including, but not limited to:

•warranties of performance, merchantability, fitness for a particular purpose, accuracy, omissions, completeness, currentness, and delays; warranties that access to any part of the Service will be uninterrupted, secure, meet your requirements, available at any particular time or location, complete, error free, free of viruses or other harmful components; warranties as to the life of any URL or third-party web service; and warranties with regard to any Content or software that has been modified in any way by anyone other than, and without the express approval of, Future Stock OÜ
•by accessing, browsing, or using our website and/or mobile application, you acknowledge that provision of Content and software entails the likelihood of some human and machine errors, delays, interruptions, and losses, including the inadvertent loss of data or damage to media; our website and/or mobile application, and the products, Services and Content referenced herein may not satisfy user requirements; in no event will Future Stock OÜ be liable, in contract, tort, strict liability, or otherwise, for indirect, incidental, special, punitive, or consequential damages of any kind arising out of, or in connection with use of our website and/or mobile application, whether or not Future Stock OÜ has been advised of the possibility of such damage; any decision made or action taken by user in reliance upon the availability of or Content made available through our website and/or mobile application.

Limitation of Liability
In no event shall Future Stock OÜ, nor its directors, employees, partners, agents, suppliers, or affiliates, have any liability to you or to any other person for the quality, accuracy, timeliness, continued availability or completeness of the Services or any portion thereof. In no event will Future Stock OÜ, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or Content of any third party on the Service; (iii) any Content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or Content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer
All use by you of our website and/or mobile application is at your own risk. You assume complete responsibility for, and for all risk of loss resulting from, your downloading and/or using of, or referring to or relying on, Content, or any other information obtained from your use of our website and/or mobile application. You agree Future Stock OÜ will not be liable for damages arising out of your use or your inability to use our website and/or mobile application, and you hereby waive any and all claims with respect thereto, and whether based on contract, tort or other grounds.

Our website and/or mobile application is available to all users “as is” without any representations or warranties of any kind, either express or implied. Future Stock OÜ makes no representations, warranties or undertakings that our website and/or mobile application, or the server that makes it available, will be free from defects, including, but not limited to viruses or other harmful elements. Future Stock OÜ accepts no liability for any infection by computer virus, bug, tampering, unauthorised access, intervention, alteration or use, fraud, theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence beyond the control of Future Stock OÜ, which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of our website and/or mobile application. There are certain inherent risks in using the Internet and the World Wide Web. Future Stock OÜ makes no representations, warranties or undertakings about:

•Any of the Content or information on our website and/or mobile application including without limitation, their accuracy, their completeness or their merchantability, quality or fitness for any particular purpose; or

•Any Content of or information on any other website referred to or accessed by hypertext link through our website and/or mobile application or from which our website and/or mobile application is referred to or accessed by hypertext link (“third party site”). Future Stock OÜ does not endorse or approve the Content of any third party site, nor will Future Stock OÜ have any liability in connection with any third party site (including but not limited to liability arising out of any allegation that the Content of or information on any third party site infringes any law or the rights of any person or entity). No judgement or warranty is made with respect to the accuracy, timeliness or suitability of the Content of any third party site, and any and all liability which might arise out of, or in connection with, your use or reliance on the Content of or information on, or the performance of, any third party site is excluded.

Any Content or information received on or via our website and/or mobile application should not be relied on for important personal, financial or business decisions, and you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances. Nothing in our website and/or mobile application constitutes or shall be deemed to constitute an invitation to invest or otherwise deal in shares or securities. You acknowledge and understand that Future Stock OÜ is not advising you in relation to the nature, potential, value or suitability of any particular asset or security, portfolio of assets or securities, transactions, investment strategy or other matter, and that no mention of a particular asset or security on our website and/or mobile application constitutes a recommendation to buy, sell or hold that or any other asset or security. Content and information received via our website and/or mobile application is supplied by sources believed to be reliable. However, calculations made using such data, and opinions expressed in relation to such data, are not guaranteed by these sources, Future Stock OÜ, or any other person or entity, and may not be complete.

Future Stock OÜ reserves the right to change the Content, presentation, performance, user facilities and availability of any part of our website and/or mobile application at its sole discretion, including these Terms, and you should check these terms and conditions of use regularly for any changes.

Exclusions
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Change of Service
We may in our sole discretion review, improve, modify or discontinue, temporarily or permanently, the Service and/or any information or Content on the Service. If we do so, we will provide notice of such changes (e.g. in-app pop-up window) after you started the app for the first time after the change.

Assignment
We may transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms, without notifying you or obtaining your consent.

Privacy Policy
We provide you with information on how we collect and process our user’s data in our Privacy Policy.

Governing Law, Side Agreements
These Terms shall be governed by and construed in accordance with the laws of European Union and Republic of Estonia and any dispute between you and us relating these Terms will be subjected to the exclusive jurisdiction of the courts of Estonia.

In case individual provisions in these Terms are or become invalid, or should gaps arise in these Terms, the validity of all other provisions shall not be deemed affected thereby. Instead of the ineffective provision or for replenishment of gaps an adequate provision shall apply, which – to the extent legally permitted – comes as close as possible to what Future Stock OÜ would have wanted in the first place, provided that we had thought of the invalid or incomplete provision.

Side agreements require written form. Also, any waiver of the written from shall only be made in writing.

Language
To the fullest extent permitted by law, the controlling language of these Terms is English.

Links to Other Websites
Our Service may contain links to third party web sites or services that are not owned or controlled by Future Stock OÜ.

Future Stock OÜ has no control over, and assumes no responsibility for the Content, privacy policies, or practices of any third-party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Future Stock OÜ shall not be responsible for the availability of such external sites or resources and is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by, or in connection with use of or reliance on any such Content, goods or services available on or through any such third-party web sites or services.

It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. References in our Services to any names, marks, products or services of any third parties or hypertext links to third party sites or information are provided solely as a convenience to you, and do not constitute or imply an endorsement, sponsorship or recommendation of, or affiliation with the third party or its products and services.

Future Stock OÜ makes no representation or warranty as to any third-party Content, products or services, and you agree that Future Stock OÜ shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third-party Content, products or services available on or through any such site or resource.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Contacts
You are always welcome to contact us for any feedback, questions, complaints or claims you may have related to the Service. Please contact us: info@futurestock.de

Last Updated: February 28, 2019